Household Debt Service Payments as a Percent of Disposable Personal Income (TDSP) | FRED | St. Louis Fed (stlouisfed.org) The ratio of household debt service (loan payments) to disposable personal income includes both mortgage payments and consumer debt payments. From 1980-2000 it fluctuated between 10.5% and 12%. Following the 2001 recession it increased to more … Continue reading Good News: Consumer Debt Payments at Record Low